DISCLAIMER

Last updated: 1 September 2026

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1. About this Disclaimer

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This Disclaimer applies to your access to and use of www.formmycompany.co.uk and to general information, articles, guides, calculators, frequently asked questions and other free content made available through the website.

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Form My Company is a trading name of IBA Limited, a private limited company registered in Scotland under company number SC660379.

Our registered office and contact details are:

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IBA Limited
Trading as Form My Company
9A Tinto Place
Edinburgh
EH6 5GD
United Kingdom

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Email: info@formmycompany.co.uk
Telephone: 0131 322 1309
Website: www.formmycompany.co.uk
VAT registration number: 371 8646 69
AML registration number: XNML00000150818

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In this Disclaimer, “Form My Company”, “IBA Limited”, “we”, “us” and “our” mean IBA Limited.

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By accessing or using our website, you acknowledge and agree to this Disclaimer.

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Our paid services are also governed by our Terms and Conditions, Refund and Cancellation Policy, Privacy Policy and any service-specific terms. If there is a conflict, the terms applying specifically to the purchased service will take priority.

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2. General information only

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Information provided on this website is for general informational and educational purposes only.

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Although we make reasonable efforts to keep information accurate, useful and current, we do not guarantee that all website content is:

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• complete;

• accurate;

• current;

• suitable for every customer;

• free from errors;

• applicable to every jurisdiction; or

• appropriate for your particular circumstances.

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Company, tax, accounting, financial, regulatory and data-protection laws may change. Website content may not always reflect the latest legal or regulatory position immediately after a change.

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You should verify important information before relying on it.

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3. No legal, tax, accounting or financial advice

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Unless expressly agreed under a separate written professional-services agreement, information on this website does not constitute:

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• legal advice;

• tax advice;

• accounting advice;

• financial advice;

• investment advice;

• banking advice;

• insolvency advice;

• immigration advice; or

• other regulated or professional advice.

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Using our website or contacting our general customer-support team does not create a solicitor-client, accountant-client, financial-adviser, fiduciary or other professional advisory relationship.

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Any examples, guides, templates, explanations or frequently asked questions are general and may not apply to your specific situation.

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Before making an important legal, tax, financial or business decision, you should obtain advice from a suitably qualified solicitor, accountant, tax adviser, financial adviser or other relevant professional.

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4. Nature of our services

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Form My Company provides company-formation, company-secretarial, filing, documentation, registered-office, service-address, virtual-office, mail-handling, compliance-support and related business services.

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Unless expressly stated otherwise in a written service agreement:

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• we provide administrative assistance;

• we rely on information and instructions supplied or approved by customers;

• we do not independently investigate every customer’s legal, tax or commercial circumstances;

• we do not guarantee that a particular company structure is suitable for you;

• we do not guarantee that forming a company will achieve a particular tax, banking, financial or business result; and

• you remain responsible for obtaining professional advice and meeting your legal obligations.

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Purchasing a company-formation service does not transfer responsibility for operating or maintaining the company to us.

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5. Companies House information and decisions

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Companies House is independently responsible for processing and deciding company applications and filings.

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We cannot guarantee:

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• acceptance of a proposed company name;

• incorporation by a particular date;

• acceptance of an application or filing;

• availability of Companies House systems;

• successful completion of identity verification;

• correction or removal of information from the public register; or

• any decision made by Companies House.

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A company is not legally incorporated until Companies House issues a certificate of incorporation.

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Information submitted to Companies House may become publicly available and may remain in the company’s permanent filing history. You are responsible for checking and approving information before submission.

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6. HMRC, banks and other third parties

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We do not control decisions or processing times of:

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• HMRC;

• Companies House;

• banks;

• payment providers;

• credit providers;

• insurers;

• identity-verification providers;

• postal operators;

• couriers;

• professional advisers;

• regulators; or

• other independent organisations.

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We do not guarantee:

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• approval of a bank or merchant account;

• approval of finance or credit;

• registration for VAT or another tax;

• issue of a Unique Taxpayer Reference by a particular date;

• acceptance of an identity-verification check;

• availability of a third-party offer;

• a particular interest rate, fee or commercial term; or

• completion of a third-party service within an estimated timeframe.

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A third party may apply its own eligibility requirements, terms, charges and privacy policy.

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7. No guarantee of commercial outcome

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We do not guarantee that using our website or services will:

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• make your business profitable;

• improve your creditworthiness;

• result in investment or finance;

• secure a bank account;

• reduce your tax liability;

• provide a particular legal status;

• satisfy a regulator;

• protect a company name or trade mark;

• attract customers; or

• produce any particular commercial result.

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Business and financial decisions involve risk. You remain responsible for assessing those risks and deciding whether a service is suitable for you.

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8. Company names, trade marks and domain names

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A company-name availability result does not constitute a trade-mark, domain-name, passing-off or intellectual-property clearance search.

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Registration of a company name at Companies House does not guarantee that you may lawfully use the name as a brand or trading name.

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You are responsible for checking:

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• registered trade marks;

• existing business and trading names;

• domain-name availability;

• industry restrictions;

• sensitive or restricted words; and

• other intellectual-property rights.

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We are not responsible for disputes arising from a company, business, brand or domain name selected or approved by you, except to the extent that responsibility cannot lawfully be excluded.

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9. Customer responsibility

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You are responsible for:

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• providing complete and accurate information;

• checking all applications and documents before approval;

• ensuring that you have authority to act for another person or organisation;

• understanding the legal consequences of forming or operating a company;

• keeping company records current;

• meeting filing and payment deadlines;

• maintaining an appropriate registered office;

• monitoring Companies House and HMRC correspondence;

• obtaining licences and regulatory permissions;

• paying taxes and government charges;

• obtaining professional advice where appropriate; and

• complying with laws that apply to you and your business.

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We are not responsible for consequences caused by false, incomplete, inaccurate or late information supplied or approved by you.

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10. Different legal jurisdictions

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Our website primarily concerns companies and services within the United Kingdom.

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Information about UK companies may not apply to persons residing, trading or paying tax in another country.

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If you are based outside the United Kingdom or conduct business internationally, you are responsible for obtaining advice about:

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• local company law;

• tax residence;

• permanent establishment;

• personal and corporate taxation;

• licensing;

• immigration;

• sanctions;

• employment law;

• consumer law;

• data protection;

• import and export rules; and

• other local legal or regulatory requirements.

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Our provision of a UK service does not confirm that your activities comply with the law of another jurisdiction.

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11. Website availability and operation

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We aim to keep the website accessible and functioning properly, but we do not guarantee uninterrupted or error-free availability.

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The website may be unavailable because of:

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• maintenance;

• technical problems;

• security incidents;

• internet or telecommunications failures;

• supplier outages;

• government-system outages;

• circumstances outside our reasonable control; or

• changes to our services.

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We may modify, update, suspend, withdraw or discontinue website content or functionality where reasonably necessary.

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Where a change affects an accepted paid service, your rights will be governed by the applicable contract and UK law.

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12. Cybersecurity and viruses

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We take reasonable measures to protect our website and systems. However, no website or internet transmission can be guaranteed to be completely secure or free from harmful components.

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You are responsible for:

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• using current security software;

• protecting your device and network;

• protecting passwords and authentication details;

• keeping secure copies of important documents; and

• notifying us promptly of suspected unauthorised account access.

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You must not introduce viruses, malware or other harmful material or attempt to gain unauthorised access to our website, accounts, servers or systems.

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Nothing in this section excludes responsibility arising from our failure to exercise the standard of care required by law.

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13. Third-party links

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Our website may contain links to third-party websites, applications, offers or services.

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These links are provided for information or convenience. Unless expressly stated otherwise, a link does not mean that we:

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• own or control the third party;

• approve every part of its content;

• guarantee its products or services;

• endorse its opinions; or

• accept responsibility for its acts or omissions.

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Third-party websites are governed by their own terms, policies and privacy notices. You should review them before making a purchase or providing personal information.

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We are not responsible for the availability, security or content of an independent third-party website, except where applicable law provides otherwise.

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14. Partner offers and introductions

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We may introduce customers to banks, payment providers, accountants, insurers, finance providers or other businesses.

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Unless expressly stated otherwise:

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• we act only as an introducer;

• the third party decides whether to accept an application;

• the third party provides its services under a separate contract;

• we do not guarantee approval or performance; and

• we are not responsible for independent advice supplied by that third party.

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We may receive a referral fee, commission or other benefit. Where disclosure is required by law, it will be provided.

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15. Customer reviews and testimonials

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Reviews and testimonials published on our website describe the experiences and opinions of individual customers.

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They do not guarantee that another customer will receive the same result.

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Results may vary according to the service, customer circumstances, information provided, government processing and third-party decisions.

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Where a testimonial has been edited for length or clarity, we will not intentionally alter its overall meaning.

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16. Calculators, estimates and examples

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Any price calculator, tax example, processing estimate, deadline tool or other interactive feature is provided for general guidance unless expressly incorporated into an accepted contract.

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Results may depend on assumptions and information supplied by you. They should not be treated as a definitive legal, tax, accounting or financial calculation.

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You should independently confirm material calculations and deadlines before acting on them.

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17. Prices and service descriptions

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We make reasonable efforts to ensure that website prices and service descriptions are accurate.

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However, obvious errors may occur. A displayed price does not bind us where it is clearly incorrect.

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The final price, scope and applicable charges will be confirmed during checkout, in an order confirmation or in a written quotation.

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Government and third-party fees may change independently of us.

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Nothing in this section limits rights relating to misleading information, contractual terms or consumer protection.

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18. Intellectual property

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Unless otherwise stated, the intellectual-property rights in this website and its original content belong to IBA Limited or its licensors.

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This includes:

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• text;

• graphics;

• branding;

• logos;

• page designs;

• photographs;

• videos;

• templates;

• downloads;

• databases;

• software; and

• other original materials.

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You may view and use website content for personal or legitimate internal business purposes.

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You must not, without prior written permission:

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• reproduce or republish substantial website content;

• sell, license or commercially exploit it;

• remove copyright or ownership notices;

• copy our branding or present yourself as associated with us;

• create misleading derivative content; or

• use automated systems to extract substantial amounts of website data.

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This section does not restrict any use permitted by copyright law.

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19. Limitation of liability

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Nothing in this Disclaimer excludes or limits liability for:

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• death or personal injury caused by negligence;

• fraud or fraudulent misrepresentation;

• breach of statutory rights that cannot lawfully be excluded;

• deliberate default where liability cannot lawfully be excluded; or

• any other liability that cannot legally be limited.

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Consumers

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If you are a consumer, we are responsible for loss or damage that is a reasonably foreseeable result of our breach or failure to exercise reasonable care and skill.

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We are not responsible for business losses suffered by a consumer.

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Nothing in this Disclaimer affects your rights under the Consumer Rights Act 2015 or other mandatory consumer-protection law.

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Business users

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If you use the website for business purposes, subject to liability that cannot legally be excluded, we will not be liable for:

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• indirect or consequential loss;

• loss of profits;

• loss of revenue;

• loss of business opportunity;

• loss of anticipated savings;

• loss of goodwill or reputation;

• loss of contracts; or

• loss or corruption of data.

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We are not liable for loss caused by:

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• information or instructions supplied or approved by you;

• failure to obtain independent professional advice;

• a decision of Companies House, HMRC, a bank, regulator or other independent third party;

• a delay or outage outside our reasonable control; or

• use of free website information for a purpose for which it was not intended.

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Any liability relating to a paid service will be governed by our Terms and Conditions and the applicable service agreement.

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Every limitation applies only to the maximum extent permitted by law.

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20. Reliance on website content

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You should not rely solely on general website content when making an important legal, tax, financial, regulatory or business decision.

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You are responsible for evaluating whether information is appropriate for your circumstances.

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If you identify an error or outdated statement, please notify us at info@formmycompany.co.uk so that we can review it.

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21. Changes to this Disclaimer

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We may update this Disclaimer to reflect changes in law, regulation, website content, services or business operations.

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The current version will be published on this page with its effective date.

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Changes will apply from publication and will not retrospectively remove contractual or statutory rights.

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Your continued use of the website after an update means that the updated Disclaimer will apply to subsequent use.

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22. Governing law and jurisdiction

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If you are a consumer living in the United Kingdom, this Disclaimer is governed by the law applicable in the part of the United Kingdom where you live.

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You may bring proceedings in the courts of that jurisdiction.

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For business users, this Disclaimer and any non-contractual dispute arising from use of the website are governed by the laws of Scotland, and the Scottish courts shall have exclusive jurisdiction.

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Nothing in this section removes any mandatory right or protection that applies under law.

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23. Contact information

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Form My Company is a trading name of IBA Limited.

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IBA Limited is registered in Scotland under company number SC660379.

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Registered office:

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IBA Limited
9A Tinto Place
Edinburgh
EH6 5GD
United Kingdom

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Email: info@formmycompany.co.uk
Telephone: 0131 322 1309
Website: www.formmycompany.co.uk
VAT registration number: 371 8646 69
AML registration number: XNML00000150818